The rising cost of higher education shouldn’t force your child to begin adulthood buried in debt. At Mae Financial Solutions, we specialize in debt-free education funding strategies that empower families to cover tuition, books, housing, and even graduate school—without relying on student loans.
While 529 plans are a popular starting point, we go further by integrating tools like Indexed Universal Life (IUL) insurance policies, which offer tax-deferred growth, flexible access to cash value, and a permanent death benefit—all in one vehicle. For grandparents or relatives who wish to contribute, we design gifting plans that align with annual gift tax exclusions. We also guide families through scholarship applications, FAFSA optimization, and alternative funding sources to maximize “free money” before tapping into savings. Whether your child is in diapers or high school, it’s never too early—or too late—to build a robust education fund that reflects your commitment to their future success.