In today’s complex financial landscape, how you grow and access your money matters as much as how much you save. At Mae Financial Solutions, we specialize in tax-smart accumulation and distribution strategies that help you keep more of what you earn. We utilize vehicles like Indexed Universal Life (IUL) policies, which allow your cash value to grow based on market indexes—without the risk of loss—while offering tax-free policy loans for retirement, emergencies, or opportunities. Fixed and Fixed-Indexed Annuities provide principal protection, guaranteed lifetime income streams, and predictable growth—ideal for those nearing or in retirement. For those with old employer-sponsored plans, we facilitate seamless 401(k), 403(b), and IRA rollovers into more flexible, lower-cost accounts with expanded investment options. We also advise on Roth conversion strategies, allowing you to pay taxes now at today’s rates to enjoy tax-free withdrawals later. Our goal isn’t just to help you accumulate wealth—but to ensure it lasts as long as you do, with minimal erosion from taxes, fees, or market volatility.